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Overshooting the paycheck

I’ve been noticing a disturbing trend lately. For two successive months now (eep, now 3), I’ve overshot my paycheck, spending more in a month than I’d earned. There were no … Continue reading

April 21, 2013 · Leave a comment

Success when someone keeps moving the goalposts

Sounds hard, doesn’t it? Everything is so hard… Just kidding. I mean, just because our total debt has jumped about $22,000 doesn’t mean we’re doomed to fail. So okay, it … Continue reading

March 22, 2013 · Leave a comment

The empty emergency fund and the almost-emergency

It’s the confluence of events that you never want to happen. A miscalculation wipes out your emergency fund while you’re assuming that you’ll just replenish it at the end of … Continue reading

January 20, 2013 · Leave a comment

2013 Resolutions

If I publish my resolutions here for all my readers to see, will it force me to stick to them? Who knows? I’ll give it a shot though. I’ve actually … Continue reading

January 2, 2013 · Leave a comment

2012 Year-end review: How far have we come?

Not far enough, sadly. We’ve been projected to be out of debt within 14 months of beginning. That means by May of this year we should have been done. Some … Continue reading

December 28, 2012 · Leave a comment

Leveled up: Credit card reformation success

When I started this blog, I had about $4,300 in credit card debt. I now have none (in my name anyway; hubs has some, but we’re talking about me here, … Continue reading

December 22, 2012 · Leave a comment

This weekend’s activity: allocating retirement funds!

Oh, so exciting. Amirite? My wonderful position at the University of California comes with a retirement fund, which a certain amount from my paycheck gets deposited into every month. It’s … Continue reading

November 19, 2012 · Leave a comment