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Right now, we have a negative net worth. We owe more on credit cards and student loans than we have in savings.

We are not alone.

Many millennials face the same prospects. Some have more student loans, some have more credit card debt, some have mortgages and car payments. Many have low incomes.

We consider ourselves lucky to have fairly limited debt and decent incomes, yet right now we are still slaves to interest rates and creditors. We are fighting back, one payment at a time.

I hope that this blog provides inspiration and information to people like us, who know that their situation needs to change and that they must make it happen.

If you’re looking for a success story, you haven’t found it yet. Try another blog.

If you’re looking for information on how to get out of debt, you’re okay here, but I’d only tell you what others have told me.

If you’re looking for someone who’s struggling through it and want to know how hard it can be, but also how rewarding, you’ve come to the right blog. We’ll be sacrificing and maybe you’ll be sacrificing, but it’ll be worth it when we all reach the finish line. Visit me here to find encouragement and inspiration, and encourage me to keep working.

Start with the first post, read them in order. You’ll already notice many changes that have occurred over just the first month. Tell me what you think.


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